Transparent examples. Realistic expectations.
Explore how funding might look based on common profiles. Checking eligibility uses a soft pull only.
Business Line of Credit
Flexible draws when you need them. Pay interest only on what you use. Great for uneven cash flow and short-term needs.
- $5k–$250k limits
- Draw anytime; weekly or monthly payments
- No prepayment penalty
- Soft pull to check options
| Profile | Credit Limit | APR Range | Payment Style | Illustrative Payment* |
|---|---|---|---|---|
| Newer biz (6–12 mo), $25k/mo revenue | $30,000 | 18–34% | Weekly (26 weeks) | $690/wk |
| Established (2+ yrs), $60k/mo revenue | $120,000 | 12–24% | Monthly (12 mos) | $10,800/mo draw of $100k ≈ $9,300/mo |
| Seasonal retail, $40k/mo avg | $75,000 | 16–28% | Monthly (6–12 mos) | $3,100–$6,200/mo |
Example terms shown are estimates for illustration. Final offers depend on underwriting factors including revenue consistency, time in business, credit, and industry.
Revenue‑Based Advance
Fixed total cost repaid via automated daily/weekly remittances tied to your sales. Works well for card‑heavy businesses.
- $5k–$500k amounts
- Factor rates from ~1.15x (qualification dependent)
- Early payoff discounts often available
- Fast approvals; simple docs
| Profile | Advance Amount | Factor (Est.) | Holdback % | Estimated Term |
|---|---|---|---|---|
| Restaurant, $80k/mo card sales | $100,000 | 1.30x (total $130k) | 12% of daily sales | 8–10 months |
| eCom, $150k/mo revenue | $200,000 | 1.20x (total $240k) | 10% weekly remittance | 6–8 months |
| Retail, $50k/mo revenue | $60,000 | 1.35x (total $81k) | 12–15% holdback | 8–12 months |
Example terms shown are estimates for illustration. Final offers depend on underwriting factors including revenue consistency, time in business, credit, and industry.
Term Loan
Predictable fixed payments for equipment, expansion, or working capital. Longer horizons, clear amortization.
- 6–60 month terms
- Fixed APR, transparent fees
- Same‑day approvals in many cases
- No collateral on many offers
| Profile | Loan Amount | APR Range | Term | Estimated Monthly |
|---|---|---|---|---|
| Contractor, $40k/mo revenue | $75,000 | 12–22% | 24 months | $3,540–$3,900 |
| Medical practice, $120k/mo | $250,000 | 9–18% | 48 months | $6,250–$7,350 |
| SaaS, $90k/mo recurring | $150,000 | 10–20% | 36 months | $4,850–$5,540 |
Example terms shown are estimates for illustration. Final offers depend on underwriting factors including revenue consistency, time in business, credit, and industry.
How it works
A streamlined process designed for busy owners.
- Check options (soft pull)
Tell us about your business and connect recent bank data for a quick, no‑impact review.
- Review offers
Compare amounts, rates, and payment styles. We’ll help you choose what fits cash flow.
- Fund fast
Upload a few docs, e‑sign, and receive funds as fast as 24–48 hours.
Frequently asked questions
Straight answers to common questions.
No. Checking options uses a soft pull and won’t affect your score. A hard inquiry would only happen if you move forward with funding.
Typically a government‑issued ID and recent bank statements (3–6 months). We’ll let you know if anything else is needed for your offer.
Approvals can arrive in hours, with funds often in 24–48 hours after final docs are in.
Ready to see your options?
5 minutes. Soft pull only. No obligation.